How would you like it if you could drive down the main street of your town driving a hundred miles per hour? How about no more stop signs or red lights? How about having no police to interfere with doing that? This is what Republicans are talking about when they say deregulation and less government. Just as when Ronald Reagan deregulated the savings and loan industry in the eighties that required a taxpayer bailout of 500 billion dollars, we let them get away with it again.
Fanny Mae and Freddy Mac were two regulated government lending institutions doing very well until just over two years ago the Republicans deregulated them. The crocodiles moved in. There was no oversite and no cops.
I don't like overbearing laws either, and if you don't like one you can fight to change it. But to be a civilized society you have to establish rules, and no more critical rules need to exist than those that control investing and banking. Just look at what is halting a complete collapse. The F.D. Roosevelt laws from the 1930s, Social Security and federal deposit insurance.