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Human Development Commission can help with foreclosure


Dear Editor,

Are you having trouble making your mortgage or land contract payment? Are you behind on your property taxes? Do you anticipate having trouble soon? If you answered "yes" to any of these questions, there is help and hope. The Human Development Commission (HDC) has foreclosure counselors available to talk with you at no cost, regardless of your income.

More and more "thumb" area residents are facing layoffs, plant closings, reduced hours, and are struggling with drastic changes in income. Personal savings and unemployment benefits are quickly depleted, and people have to make difficult financial decisions with limited information on available options. Threatened with foreclosure and other legal consequences, residents are finding few credible resources and even fewer that are not charging for their services.

In partnership with a network of local, state, and federal agencies, HDC is hard at work, searching for ways to assist residents that are facing housing crises. HDC is offering free, confidential foreclosure prevention counseling to help people get the information they need to make informed financial decisions. The goal is to protect the family's largest asset their home by avoiding a foreclosure or tax sale.

Do not wait until you are behind on your housing or property tax payment to ask for help. HDC's foreclosure counselors will meet with you at a mutually convenient time to discuss your personal situation and review your options. Call 1-800-843-6394 ext. 1799 to schedule your appointment today. Even if you have not missed a payment yet, but think you may, make the call today.

Take the first step to avoid the stress and worry that the threat of foreclosure brings.

Carol Arman, Communications Manager, Human Development Commission
July 16, 2008

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